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// Cashback rate tracker

Find out who
actually pays you
back the most.

CashbackHubs compares cashback portals, shopping apps, and cashback credit cards side by side โ€” so you stop leaving money on the table at checkout.

TODAY'S TOP RATES
STACKRECEIPT ยท LIVE COMPARISON
Rakuten Up to 12%
Citi Double Cash 2% on everything
TopCashback Up to 15%
Chase Freedom Flex 5% rotating categories
Discover it Cash Back 5% rotating + first-year match
Best possible stack~18โ€“22%
*rates vary by retailer & category
Rakuten 12%TopCashback 15%Ibotta 20% groceriesChase Freedom Flex 5% rotatingBeFrugal 10%Citi Double Cash 2% flatDosh 10% automaticDiscover it 5% rotatingRakuten 12%TopCashback 15%Ibotta 20% groceriesChase Freedom Flex 5% rotatingBeFrugal 10%Citi Double Cash 2% flatDosh 10% automaticDiscover it 5% rotating
// Browse by category

Pick your cashback lane

// The full receipt

Top-rated cashback programs right now

Editor's Top Picks

Updated Aug 20, 2026
Program Rate Payout Min. Payout
Citi Double Cash
10
2% on everything Statement credit None View Offer
Rakuten
Shopping Portals
Up to 12% PayPal or check, quarterly $5.01 View Offer
Chase Freedom Flex
Cashback Credit Cards
5% rotating categories Statement credit or Chase Rewards None View Offer
TopCashback
Shopping Portals
Up to 15% PayPal, bank transfer, gift cards $0.01 View Offer
Discover it Cash Back
Cashback Credit Cards
5% rotating + first-year match Statement credit None View Offer
Ibotta
Cashback Apps
Up to 20% (grocery) PayPal, Venmo, gift cards $20 View Offer
Fetch
Cashback Apps
Points per receipt Gift cards 3,000 pts View Offer
BeFrugal
Shopping Portals
Up to 10% PayPal or check, twice monthly $3 View Offer
// From the blog

Guides to stacking more cashback

August 17, 2026

Cashback Stacking 101: How to Combine a Portal, a Card, and Coupons

Layer a shopping portal, a cashback card, and a coupon code on the same purchase โ€” here is how the math actually works, and the mistakes that void your payout.

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July 5, 2026

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