CashbackHubs compares cashback portals, shopping apps, and cashback credit cards side by side โ so you stop leaving money on the table at checkout.
| Program | Rate | Payout | Min. Payout | |
|---|---|---|---|---|
|
Citi Double Cash
10 |
2% on everything | Statement credit | None | View Offer |
|
Rakuten
Shopping Portals |
Up to 12% | PayPal or check, quarterly | $5.01 | View Offer |
|
Chase Freedom Flex
Cashback Credit Cards |
5% rotating categories | Statement credit or Chase Rewards | None | View Offer |
|
TopCashback
Shopping Portals |
Up to 15% | PayPal, bank transfer, gift cards | $0.01 | View Offer |
|
Discover it Cash Back
Cashback Credit Cards |
5% rotating + first-year match | Statement credit | None | View Offer |
|
Ibotta
Cashback Apps |
Up to 20% (grocery) | PayPal, Venmo, gift cards | $20 | View Offer |
|
Fetch
Cashback Apps |
Points per receipt | Gift cards | 3,000 pts | View Offer |
|
BeFrugal
Shopping Portals |
Up to 10% | PayPal or check, twice monthly | $3 | View Offer |
Layer a shopping portal, a cashback card, and a coupon code on the same purchase โ here is how the math actually works, and the mistakes that void your payout.

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